Who We Are

  • National Program
  • Dealer's Open Lot Physical Damage Specialist
  • Soliciting Automobile, Truck & Motorcycle Dealers
  • 95 Years of Management Experience

What We Do

  • Dealer’s Open Lot Physical Damage Coverages
  • Spot Delivery, Collision Deductible Aggregates, Economic Loss
  • Aggregate Weather Loss Deductibles (optional)
  • Deductible Reimbursement for Protecting Autos from Hail and Wind
  • Off-lease Coverage (optional)

How We Do It

  • Simple Application
  • Through Independent Agents and Wholesalers
  • Individual Dealer’s Rates
  • Superior Claims and Customer Service
  • Loss Prevention Assistance

Car Dealer Insurance – Open Lot Insurance

Risk Point, LLC provides Auto Dealership Insurance that is dependable and flexible with physical damage coverage for cars, trucks, and motorcycles. Our Dealer Insurance provides Auto Dealer Open Lot Insurance and Auto Dealer Loss Prevention program options.

Auto Dealer Insurance that Protects the Auto Dealers most valuable asset, the inventory.

Risk Point is an insurance provider of Auto Dealer Physical Damage Coverage

Risk Point’s management team brings together a group of seasoned insurance professionals with a combined experience of over 95 years in the auto dealer insurance world. We’ve designed a nationwide program which incorporates dynamic coverages, features, and flexible underwriting with dependable, and reasonably priced coverage. Written on a non-admitted, surplus lines basis, we are able to individually rate and tailor our coverage to fit an individual dealer’s needs. Rates and pricing are based upon the individual experience, location and loss prevention activities of the dealer.

Auto Dealer Insurance Program Hallmarks:

  • No Monthly Reports Of Values
  • Variety Of Deductible Options Including Aggregated Deductibles For Collision
  • Aggregate Weather Deductibles Available for Most Risks
  • Dealer Hold Backs Included in Total Losses to New Vehicles
  • Reimbursement for Auto Dealers that move Vehicles to Avoid Flood Loss

Information offered for illustration.  Refer to the policy for exact coverages, conditions and exclusions.

RSS Industry News

  • Ally change saves dealers big money
    The 4,200 dealerships that finance their vehicle inventory through Ally Financial are seeing savings from Ally's recent shift to peg interest rates to LIBOR rather than a prime-rate benchmark.
  • Women in automotive seek more peers
    A lot of dealer principals and general managers swear by their female salespeople and FandI managers and wish they had more. But in the business world at large, auto industry careers for women are a 'best-kept secret.'
  • Dealership gross profits see bigger impact from FandI
    The average dealership gained more from FandI last year, even though retailers' overall sales penetration for products such as extended service contracts and GAP dropped a fraction of a percentage point. On average, FandI accounted for 39.