Who We Are

  • National Program
  • Dealer's Open Lot Physical Damage Specialist
  • Garage Package Specialists
  • Soliciting Automobile, RV, Heavy Truck, & Motorcycle Dealers
  • 95 Years of Management Experience

What We Do

  • Dealer’s Open Lot Physical Damage Coverages
  • Garage Package for RV, Heavy Truck, and Motorcycle
  • Collision Deductible Aggregates and Economic Loss
  • Aggregate Weather Loss Deductibles (optional)
  • Deductible Reimbursement for Protecting Autos from Hail & Wind

How We Do It

  • Simple Application
  • Through Independent Agents and Wholesalers
  • Individual Dealer’s Rates
  • Superior Claims and Customer Service
  • Loss Prevention Assistance

Car Dealer Insurance – Open Lot Insurance – Garage Package Insurance

Risk Point, LLC provides Dealership Insurance that is dependable and flexible with physical damage coverage for cars, RV, Heavy Trucks, and motorcycles. Our Dealer Insurance provides Open Lot Insurance and Loss Prevention program options.

Dealer Insurance that Protects the Dealers most valuable asset, the inventory.

Risk Point is an insurance provider of Dealer Physical Damage Coverage

Risk Point’s management team brings together a group of seasoned insurance professionals with a combined experience of over 95 years in the auto dealer insurance world. We’ve designed a nationwide program which incorporates dynamic coverages, features, and flexible underwriting with dependable, and reasonably priced coverage. Written on a non-admitted, surplus lines basis, we are able to individually rate and tailor our coverage to fit an individual dealer’s needs. Rates and pricing are based upon the individual experience, location and loss prevention activities of the dealer.

Auto Dealer Insurance Program Hallmarks:

  • No Monthly Reports Of Values
  • Variety Of Deductible Options Including Aggregated Deductibles For Collision
  • Aggregate Weather Deductibles Available for Most Risks
  • Reimbursement for Auto Dealers that move Vehicles to Avoid Flood Loss

Information offered for illustration.  Refer to the policy for exact coverages, conditions and exclusions.

RSS Industry News

  • Dealer, CFPB exec face off over loan pricing
    A Texas dealer and the CFPB's head of fair-lending enforcement held a lively discussion of why and how dealerships charge for arranging auto financing at the annual National Association of Minority Automobile Dealers conference.
  • Used-vehicle leasing can be risky, economist says
    Used-vehicle leasing can help manage the flow of off-lease vehicles, but moving a vehicle's residual risk from a new-car lease contract to a used-car lease contract is risky business, Cox Automotive's chief economist says.
  • Dealers still not convinced the CFPB understands their business
    The CFPB's Patrice Ficklin got an earful after speaking at a minority dealers' gathering. She took the criticism and responded.Dealers still not convinced the CFPB understands their business